Help Center
Community
Using the Forum and Best Practice Exchange
Learn how to use the Forum and Best Practice Exchange safely with clear guidelines and platform security info.
Welcome & Structure
In 1658 at Lloyd's Coffeeshop in London, sailors, merchants, and shipowners met up and began sharing risk organically.
Meeting Types
As a new member, you now have access to a dynamic community that offers interactive meetings and frequent knowledge sharing.
Governance
Community decision making is based off of a democratic model, where members have the opportunity to contribute their voices.
Benefits
With representation through the Board of Directors, members have a voice and are able to influence crucial decisions.
Financials
Financial Structure
Charter Partners Risk Services is a mutual benefit company organized in Vermont. Vermont was one of the first states to support captives.
Shared Risk Model
The shared risk model is a “middle of the road model.” It rewards you when you perform well but it can offer more protection in a bad year.
Loss Control
How To Report A Claim
Members should designate one point of contact within the company to handle claims, provide an email and phone number.
Why You're Never Out Of The Game
An insurance adjuster is like a detective for insurance claims. They figure out what happened and how much money should be paid.
How To Follow Up After Reporting A Claim
Charter Partners is a network organization meaning multiple companies come together to service the captive in a network.
Rapid Response - Catastrophic Auto Incidents
Catastrophic claims involve serious bodily injury, significant risk for a lawsuit, and emotional trauma. We hope you never have to use this.
OSHA Best Practices
An employer is required to contact the Occupational Safety and Health Administration (OSHA) in the following situations:
